---
description: Learn how to manage your WhatsApp Business Account and view your credit balance, usage history and more.
title: WhatsApp Fees
image: https://assets1-proxy.respond.io/api/v1/image/assets%2F11f7a662b80a4675973850b067c01fa5%2F3f43c48b21b24f4e8b02b100c0c8fab0
---

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4. WhatsApp Fees

# WhatsApp Fees

![Avatar](https://assets2-proxy.respond.io/ph8r57dk1q9w/4GvzCieeTBRY4TRJUbIr4y/b92428e6b049d23f546269180534f7ea/Ryan_Tan_Avatar.svg)

Joshua Lim

· 11 Nov 2025

4 min read

> Respond.io is now an [official WhatsApp Business Solution Provider (BSP)](https://respond.io/help/whatsapp/whatsapp-api-quick-start)!

This module allows you to manage your WhatsApp Business Account (WABA) connected to the respond.io WhatsApp Business API, including:

* Topping up your WABA balance
* Configuring auto-recharge or balance alerts
* Viewing top-up and usage history

## Getting Here

To access WhatsApp fees:

1. Go to **Organization Settings**
2. Select **WhatsApp fees**
![](https://assets2-proxy.respond.io/ph8r57dk1q9w/22f3a4fCnHV9uptmYgJSzB/707f5306c34a1480bddfb20e766064e8/org-wa-fees.png?fm=jpg&q=80&w=640) 

**WhatsApp fees is:**

* Available if you’ve connected the respond.io WhatsApp Business API to your organization.
* Accessible by **Organization Admins** and **Billing Admins** only.

## WhatsApp Business Account (WABA)

Each phone number connected via the respond.io API is associated with one WABA.

* **Shared Balance:** The WABA balance is shared across all connected phone numbers.
* **Details Displayed:** Lists the phone number, channel name, and workspace name for each connected API.
![](https://assets2-proxy.respond.io/ph8r57dk1q9w/25FnsYgpWdtu36UnHC368G/2c32ade5f846a263ed10c8e46b0d1207/image.png?fm=jpg&q=80&w=640) 

### Current Balance

![](https://assets2-proxy.respond.io/ph8r57dk1q9w/2DSihU3e2A6qfcN5WRW4Kp/108dadf9833bad3e48c07a9b2cabbd86/image.png?fm=jpg&q=80&w=640) 

The current balance shows your WABA’s remaining credit, deducted immediately for **paid Service Conversations and template messages** (Marketing, Utility, Authentication).

Balances may slightly differ due to processing but are adjusted monthly. If your balance reaches 0, you won’t be able to send **paid messages**. Service Conversations are covered by the free tier, but template messages (Marketing, Utility, Authentication) are not — these will fail if your balance is empty.

To avoid disruptions, ensure a sufficient balance or enable [auto recharge](https://respond.io/help/organization-settings/whatsapp-fees#auto%5Frecharge).

The current balance shows the approximate remaining balance of your WABA. Your balance will be deducted immediately when a paid conversation is initiated.

### Top Up Balance

To top up your WABA balance:

1. Select **Top Up** and enter an amount with a minimum of $10 and maximum of $2,000 per transaction.
2. A 5.5% transaction fee (charged by Stripe) applies. [Learn more](https://respond.io/help/organization-settings/whatsapp-fees#how%5Fis%5Fthe%5Ftransaction%5Fprocessing%5Ffee%5Fcalculated%5Ffor%5Ftop%5Fup%5For%5Fauto%5Frecharge).
3. After payment, your balance updates instantly, and a receipt is sent to your billing email (Go to **Organization Settings > Billing & Usage > Update Billing Information** to find your billing email).

### Auto Recharge

Enable **Auto Recharge** to automatically top up your WABA balance when it falls below a set amount.

* Configure trigger and recharge amounts via the dialog box after toggling **Auto Recharge**. Use the **Edit** button to update settings anytime.
* A 5.5% transaction fee (charged by Stripe) applies. [Learn more](https://respond.io/help/organization-settings/whatsapp-fees#how%5Fis%5Fthe%5Ftransaction%5Fprocessing%5Ffee%5Fcalculated%5Ffor%5Ftop-up%5For%5Fauto%5Frecharge).

Auto Recharge helps prevent insufficient balance and account suspension.

### Balance Alert

Enable **Balance Alert** to receive platform and email notifications when your WABA balance drops below a set amount.

* Set the trigger amount and recipients in the dialog box after toggling **Balance Alert**. Use **Edit** to update settings anytime.
* Notifications are sent only to **Organization Admins** and **Billing Admins**.

### Top Up History

View all top-up transactions by clicking Top Up History. Download receipts using the View Receipt button.

### Usage History

A monthly invoice summarizing WhatsApp charges is generated at the start of each month, including both **conversation charges (Service Conversations)** and **per-message charges (templates: Marketing, Utility, Authentication).**

View your usage and download invoices via the **Usage History** and **View Invoice** buttons.

## FAQ and Troubleshooting

### What are free tier conversations?

Free tier conversations refer to WhatsApp Service Conversations that are free of charge. Since **November 1, 2024**, Service Conversations are unlimited and no longer capped at 1,000 per month. Service Conversations begin when your business replies to a customer’s message within the 24-hour customer service window, and all messages during this window are free.

### How to view my free conversations usage and all conversations metrics?

You can monitor your conversation insights in the **Insights tab of Meta WhatsApp Manager**. From there, you can view the number of Service Conversations you’ve opened, as well as all template message usage. Learn more about [conversation metrics here](https://www.facebook.com/business/help/338500813332755?id=2129163877102343).

![](https://assets2-proxy.respond.io/ph8r57dk1q9w/5cJKYM8zyiBWVqpZVBdyNN/038fbdc2088615e9474f1bb5a57f8281/screenshot-2023-08-07-at-1-45-05-pm.png?fm=jpg&q=80&w=640) 

### What is the messaging fee for each conversation?

From **July 1, 2025**, WhatsApp uses a **hybrid pricing model**:

* **Service Conversations:** Charged per conversation when your business replies within 24 hours of a customer message. All free-form messages in this window are covered by a single fee. However, Service Conversations are now free under the unlimited Free Tier.
* **Template Messages** (Marketing, Utility, Authentication) → Charged **per message sent**, not per conversation.  
   * _Marketing templates_: Always charged per message.  
   * _Utility templates_: Free if sent within 24 hours of a customer message; charged per message if sent after.  
   * _Authentication templates_: Always charged per message.
* **Free Entry Point Conversations** (from Click-to-WhatsApp Ads or Page CTAs) → Open a 72-hour free window where all message types, including templates, are free.

Charges vary by **recipient country** and **template category**. For exact rates, see the [Meta rate card here](https://developers.facebook.com/docs/whatsapp/pricing/#rate-cards).

### How will I be charged?

Your WABA balance is deducted instantly whenever charges apply. Specifically:

* Service Conversations are covered by the unlimited Free Tier.
* Template messages (Marketing, Utility, Authentication) are billed per message.

If your balance is insufficient, your WhatsApp Channel will be suspended until you [top up](https://respond.io/help/organization-settings/whatsapp-fees#top%5Fup%5Fbalance). During suspension, you cannot send messages (including broadcasts, workflows, or automation).

### Why is my WABA Current Balance showing a negative amount?

If you send paid template messages without enough balance, your WABA balance may go negative. In this case, all WhatsApp Channels linked to that WABA will be suspended, and you won’t be able to send messages until you [top up](https://respond.io/help/organization-settings/whatsapp-fees#top%5Fup%5Fbalance). Once payment is made, the balance will be adjusted to offset the negative amount and your channels will be reactivated.

### How is the transaction processing fee calculated for top-up or auto recharge?

A **5.5% transaction processing fee** (charged by Stripe) applies to every top-up or auto-recharge. Formula:

Total Charges = Top-Up Amount x (1 + 5.5%)

For example, topping up $100 will cost $105.50.

### Is it possible to receive a refund from my WhatsApp balance?

Only **full refunds** of WhatsApp fees are possible. To request one, you must delete your WhatsApp Business Account (WABA) as a channel on the platform, since WhatsApp fees are tied to the WABA. For more details on the refund process and assistance with your specific situation, please [contact us](https://respond.io/contact).

### Can I add a different credit card for each WABA (WhatsApp Business Account) I create?

Yes, you can use different credit cards for each WABA.

### Can I use a different credit card that was not used for my respond.io plan subscription to top up my WABA balance?

Yes. You are not restricted to using the same credit card for your respond.io plan subscription as the one you use for your WABA(s).

### How can I re-download the top-up receipt if the receipt link has expired?

As a security measure, receipt links expire within 30 days. Expired receipt links require you to provide the original email address you registered in Stripe to resend the receipt.

### What happens if my WABA balance goes negative, and how can I check my usage?

If your WABA (WhatsApp Business Account) balance goes negative, all WhatsApp channels associated with the WABA will be suspended, and you will be unable to send messages to your Contacts until you top up your balance to cover the negative amount.

To check your usage and understand the charges leading to the negative balance:

* **Monthly Invoice:** A consolidated invoice for WABA fees is generated at the beginning of the following month. This invoice provides a summary of the total charges for the previous month. However, note that it does not include a detailed breakdown of individual conversations.
* **Meta WhatsApp Manager (Insights Tab):** Visit the Insights tab in your Meta WhatsApp Manager to view detailed metrics about your conversations, including free and paid conversation usage. [Learn more](https://respond.io/help/organization-settings/whatsapp-fees#how%5Fto%5Fview%5Fmy%5Ffree%5Fconversations%5Fusage%5Fand%5Fall%5Fconversations%5Fmetrics)

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## 

Related articles 👩‍💻

* [AI CreditsThis article explains what AI Credits are, how limits work on respond.io plans, and how to get more if you need them. ](/help/organization-settings/ai-credits)
* [SecurityLearn how to configure SSO settings, enable/disable SSO for your organization and Setting up SSO on respond.io for Google Workspace ](/help/organization-settings/organization-settings-security)
* [Billing & UsageGet all the information you need to manage your Organization's subscription plan. ](/help/organization-settings/billing-usage)
* [WorkspacesLearn how to create and manage Workspaces within your Organization. ](/help/organization-settings/workspaces)
* [Admin Settings (previously Users)Learn how to add Users and manage their access within the Organization. ](/help/organization-settings/organization-users)

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2025-12-05T03:58:06.171Z

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